Confused between Progressive and Geico car insurance? Read our comprehensive comparison table and decide which one is best for your needs and budget.
When it comes to choosing car insurance, there are many different options to consider. Two of the most popular car insurance companies in the United States are Progressive and GEICO. In this article, we will compare Progressive car insurance vs GEICO car insurance to help you determine which is the better option for you.
| Comparison Factors | Progressive Car Insurance | GEICO Car Insurance |
|---|---|---|
| Coverage Options | Standard coverage options (liability, collision, and comprehensive), specialized options such as gap insurance and rental car reimbursement | Standard coverage options, additional coverage options such as emergency roadside assistance and mechanical breakdown insurance |
| Price | Generally slightly more expensive | Generally slightly less expensive |
| Discounts | Safe driver, multi-policy, good student, Snapshot program (up to 30% off), among others | Safe driver, multi-policy, good student, military discount, among others |
| Customer Service | Higher customer satisfaction rating for claims handling, but lower overall customer satisfaction rating | Lower customer satisfaction rating for claims handling, but higher overall customer satisfaction rating |
| Ease of Use | Easy-to-use website and mobile app, but some issues reported with mobile app | Easy-to-use website and mobile app |
Note: This table is based on general trends and may not be applicable to individual cases, as rates and discounts may vary based on individual circumstances. It’s important to compare quotes from both companies and read reviews from current customers before making a decision.
Contents
Coverage Options
When it comes to coverage options, both Progressive and GEICO offer a wide range of choices. Progressive offers standard coverage options such as liability, collision, and comprehensive coverage, as well as more specialized options such as gap insurance and rental car reimbursement. GEICO also offers standard coverage options, as well as additional coverage options such as emergency roadside assistance and mechanical breakdown insurance.
Price Comparison
When it comes to pricing, both Progressive and GEICO offer competitive rates. However, the specific cost of your policy will depend on a variety of factors such as your driving record, location, and the type of vehicle you are insuring.
In general, Progressive tends to be slightly more expensive than GEICO. According to a study by WalletHub, the average cost of a six-month policy with Progressive is $1,341, while the average cost of a six-month policy with GEICO is $1,260. However, it’s important to note that individual rates will vary based on the factors mentioned above.
Discounts price
Both Progressive and GEICO offer a variety of discounts to help customers save money on their car insurance. Some common discounts include safe driver discounts, multi-policy discounts, and good student discounts.
One notable discount that GEICO offers is the military discount. This discount is available to active duty members, retired military members, and members of the National Guard or Reserves. GEICO also offers discounts to federal employees and members of certain professional organizations.
Progressive offers a Snapshot program, which uses a telematics device to monitor your driving habits and offer discounts based on safe driving behavior. Customers who enroll in this program can save up to 30% on their car insurance.
Customer Service
When it comes to customer service, both Progressive and GEICO have received high ratings from customers. According to J.D. Power’s 2020 U.S. Auto Insurance Study, Progressive ranked higher than GEICO in terms of customer satisfaction for claims handling. However, GEICO ranked higher than Progressive in terms of overall customer satisfaction.
Both companies offer 24/7 customer service and online account management options. However, some customers have reported issues with wait times when contacting customer service representatives for both companies.
Ease of Use
Both Progressive and GEICO offer easy-to-use websites and mobile apps for customers to manage their policies and file claims. However, some customers have reported issues with the mobile app for Progressive, citing difficulty with logging in and slow loading times.
Overall, both Progressive and GEICO offer competitive pricing, a variety of coverage options, and discounts to help customers save money. When it comes to choosing between the two, it may come down to personal preference and the specific needs of the individual. We recommend comparing quotes from both companies and reading reviews from current customers before making a decision.
| Question | Progressive | Geico |
|---|---|---|
| What discounts do you offer? | Progressive offers discounts for safe driving, multiple cars, bundling policies, and more. | Geico offers discounts for good driving, safety features, multiple policies, and more. |
| How can I file a claim? | Progressive allows you to file a claim online, through their mobile app, or over the phone. | Geico allows you to file a claim online, through their mobile app, or over the phone. |
| What coverage options do you offer? | Progressive offers liability, collision, comprehensive, uninsured/underinsured motorist, and more. | Geico offers liability, collision, comprehensive, personal injury protection, and more. |
| How can I customize my policy? | Progressive allows you to customize your policy with options like roadside assistance and rental car coverage. | Geico allows you to customize your policy with options like emergency roadside assistance and mechanical breakdown insurance. |
| What is your customer satisfaction rating? | According to J.D. Power, Progressive has an overall satisfaction rating of 824 out of 1000. | According to J.D. Power, Geico has an overall satisfaction rating of 871 out of 1000. |